Short-Term Health Plans
Short-term health plans are for when you lose health insurance coverage. Their role is to provide you with affordable medical coverage while you search for your next insurance policy. Its coverage can vary greatly, as short-term health plans are not subject to federal or state regulations. But as you will see, there are many cases in which short-term health plans are a great idea.
Who Qualifies for Short-Term Health Plans?
There are many situations that qualify one for enrolling in a short-term health plan.
The following can make you eligible for short term health coverage:
- Turning 26 and no longer being under parents’ health insurance coverage
- Retiring shortly before turning 65 to have a policy in place until your Medicare coverage begins
- Losing your health insurance coverage, but you are not able to get an Affordable Care Act (ACA) plan due to missing open enrollment or not meeting the requirements for a special enrollment
- Losing coverage through an employer group health plan that doesn’t qualify for COBRA
- Moving outside of your plan’s network area
- You do not want to be restricted to a network and ACA is not cost-effective for you
RECEIVE YOUR QUOTE!
What Are the Benefits?
Short-term health plans have a lot of variety, both because of the number of treatments covered and the time a plan can be effective.
They can cover items such as:
- Prescriptions
- Hospital stays
- Mental health treatment
- Home care
- Outpatient visits
Since there are no regulations that require coverage for specific treatments, there is no guarantee that your short-term health plan will cover all the treatments and services previously mentioned, at a lower premium than ACA plans.
There are no waiting periods, which enables you to have effective coverage on the very day you join a policy. Some plans cover you up to 12 months, with the possibility to join another short-term health plan. You can also drop your plan with no penalty.
We’d love to hear from you! Call our friendly team on 833-372-4327
Phone: 833-372-4327
Other: 260-376-0042
Email: medicareforcheap@gmail.com
Address: 4666 W Jefferson Blvd Ste.150, Fort Wayne In 46804
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